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Insurance and Billing

The Endoscopy Center of Delaware accepts most major insurances. As a courtesy to you, we will bill your insurance carrier for you; however, we cannot tell you what your policy will cover. Since your insurance policy and coverage is between you and your carrier, we urge you to contact them prior to your procedure. You will be responsible for any co-pays and/or deductibles. The Endoscopy Center of Delaware accepts cash, check, MasterCard, VISA, American Express or Discover. We also offer the option to pay bills online. Pay online using our secure server here.

You will receive an easy-to-understand invoice for the services provided at The Endoscopy Center of Delaware. You can also expect an invoice from your physician, outpatient anesthesia services and any lab services.

If you have questions about insurance or billing, please contact our billing office directly as (302) 283-3300.

Our accepted insurances include:

  • Aetna/U S Healthcare
  • Amerhealth
  • BC BS of Delaware All Plans
  • Great West Life
  • Cigna
  • Coventry
  • Christiana Care BC& BS
  • Delaware Physicians Care
  • Devon Health Plan
  • First Health
  • Great West
  • Mamsi – All Plans
  • Medicare
  • Multi Plan – PPO and National
  • NPPN Plan MAMSI – All Plans
  • Vista – National PPO
  • Personal Choice IXB
  • PHCS – National & PPO
  • Screening for Life
  • Sterling
  • Three Rivers Health - HMO
  • Tricare – Standard and Prime**
  • Tricare for Life
  • United Healthcare – All Plans
  • Unison Medicare & Medicaid

**Tricare policy reminder for routine screening colonoscopies: A routine screening colonoscopy is a limited benefit under Tricare and will only be covered if a beneficiary has a family history of cancer. A colonoscopy is covered once a routine exam indicates a possible presence of cancer or the individual has presenting symptoms.

The Cost of Your Procedure

Because you are responsible for costs for covered healthcare services until you reach your deductible, you should comparison shop if you elect to have a nonemergency procedure.

You can use tools like Healthcare Bluebook and the Medicare Procedure Price Lookup (for Medicare patients).  Many health insurance websites also provide information on where to find in-network services.

Planning a Procedure on a HDHP

A High-Deductible Health Plan (HDHP) is a plan with a higher deductible than a traditional health insurance plan.
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Managing Healthcare Cost

A High Deductible Health Plan (HDHP) can be a wise way to save money on health insurance and take a proactive role in your healthcare.
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Understanding Your Insurance

Health insurance is an agreement between you and an insurance company of your choosing.
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